A travel credit card is intended to provide incentives and perks associated with travel, such as airline miles, hotel points, and travel insurance. Meanwhile, normal credit cards may provide numerous rewards and bonuses but are not designed expressly for travel-related costs.

Furthermore, with direct discounts, co-branded loyalty points, air miles, travel memberships, and lounge access, a travel credit card may help frequent travellers save a significant amount of money on their travel bookings.

Here are a few of the best bank credit cards for travel that offer substantial value-back on expenditures. While some of these cards offer general travel advantages, others co-brand with top travel websites or airlines.

1. American Express (Platinum Travel Credit Card)

Annual Fee – Rs 5,000

Features:

– 10,000 Membership Rewards Points are redeemable for a Flipkart voucher or the opportunity to purchase with points.

An extra 3,400 Regular Membership Rewards Points can be redeemed for vouchers or travel rewards worth Rs 1,020.

– 8 free domestic airport lounge visits per year

– Taj Experiences E-Gift Card valued at Rs. 10,000 from Taj, SeleQtions, and Vivanta Hotels.

– Save up to 20 per cent on dining at certain restaurants (it is only available to partnered eateries).

2. ICICI Bank (Travel Credit Card)

Joining Fee – Rs 6,500

Features:

-Welcome vouchers ranging up to Rs. 9,500, including an EaseMyTrip voucher worth Rs 4,000.

– You can earn up to 20,000 ICICI Bank reward points annually for domestic and foreign transactions.

– Four complimentary visits to select airport lounges in India for spending Rs. 5,000 in a calendar quarter.

-Two complimentary visits to international airport lounges each year.

3. Axis Bank (Axis Bank Atlas Credit Card)

Annual Fee – Rs 5,000

Features:

– 2,500 EDGE Miles for making the first transaction within 37 days of card issuance.

– 5 EDGE Miles for Rs. 100 spent on Travel EDGE, airline, and hotel merchants with a monthly expenditure of Rs 2 lakh.

– Visit up to 12 tier-based foreign airport lounges every year.

– Each year, up to 18 tier-based domestic airport lounge visits occur.

– Up to 10,000 additional EDGE Miles every year as milestone incentives.

– Cardholders may receive up to 5,000 bonus EDGE Miles on yearly fee payment, depending on their tier.

4. Axis Bank Vistara Infinite Credit Card*

Annual Fee – Rs 10,000

Main Features:

– 1 Vistara Business class ticket voucher with payment of the membership fee and 1 voucher upon each renewal fee payment.

– One-year complimentary Club Vistara Gold membership.

– Two domestic airport lounge access every quarter after spending Rs. 50,000 in the previous three months.

– Get six complimentary golf rounds in India.

– 6 CV points for every Rs. 200 spent, valid for award flights and upgrades.

– USD 300 insurance cover for travel papers and baggage.

5. IDFC FIRST Bank (Club Vistara IDFC FIRST Credit Card)

Annual Fee – Rs 4,999

Features:

– 1 Vistara Premium Economy ticket and 1 One Class Upgrade voucher as a joining bonus.

– Complimentary Club Vistara Silver membership and 3 months’ EazyDiner Prime membership upon joining.

– 6 CV Points for every Rs 200 spent on monthly expenses up to Rs. 1 lakh

– 4 CV Points for every Rs 200 spent after spending Rs. 1 lakh each month.

– 10 CV Points each Rs 200 spent on eating expenses on your birthday.

– 1 CV point for every Rs 200 spent for utility, petrol, rent, insurance, and wallet load.

– 12 free golf lessons (1 per month) and four rounds of green fees (maximum of one round per month) per year

– 50 percent off green fees in addition to complimentary golf sessions.

6. SBI (Air India SBI Signature Card)

Annual Fee – Rs 4,999

Features:

– 20,000 extra reward points for joining and 5,000 reward points for annual membership fees.

– 30 reward points for Rs 100 paid on Air India tickets purchased using the Air India app or website for yourself.

– 10 reward points for every Rs 100 spent on Air India tickets booked through the app or website for others.

– 10 reward points for every Rs. 100 paid on Air India tickets booked through Air India booking offices or call centres, and on Super Saver purchases.

– Complimentary Priority Pass Membership

– 8 complimentary trips to domestic VISA lounges each year (2 per quarter).