Divisional games are always tough to predict early in the season. The Raiders are three-point underdogs on the road against the Los Angeles Chargers, but they’ll stand a good chance of pulling off the upset.

The Chargers are rebuilding under new head coach Jim Harbaugh. While his philosophy may eventually yield a tough, physical team that wins in the trenches, on the ground and with great defense—hallmarks of his Michigan Wolverines and San Francisco 49ers teams—it’s likely to take time.

The Chargers ranked just 28th in total defense last season.

The Raiders, meanwhile, don’t know exactly what to expect from the boom-or-bust style of new starting quarterback Gardner Minshew. Minshew has the pocket mobility and arm talent to generate huge plays, but he can also deliver turnovers in bunches.

Picking the two teams to combine for 41 or more points (-108) feels a lot safer than picking either to win entering Week 1. The Chargers still have an upper-echelon quarterback in Justin Herbert, while the Raiders have a bevy of playmakers that includes Davante Adams, Jakobi Meyers, Tre Tucker and rookie Brock Bowers.

Las Vegas’ defense played very well late last season, and L.A.’s defense may eventually be quite good. However, there’s too much offensive talent in this matchup to ignore the over.

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