The BankBazaar Moneymood 2025 survey highlights a sharp decline in Indian crypto investments, with only 12% participating in 2024 compared to 32% in 2022. Heavy taxation, regulatory uncertainty, and security issues have driven investors toward safer options like mutual funds, fixed deposits, and gold. However, 2025 could bring a revival, driven by global interest, institutional investments, potential legislative clarity, and falling interest rates. Despite these possibilities, crypto’s inherent volatility and risks remain significant. Experts recommend a cautious, measured approach, emphasizing trusted platforms, minimal exposure, and diversification. While crypto offers high-risk opportunities, security and prudence should take precedence.
